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See what our prior customers
say about us!

See below for our featured loan programs.

3.5% Down.

0% Down, No MI.
Offered in eligible areas.
0% Down, No MI
veteran's loan.
Each program is a 30-year fixed rate mortgage.

Standard closing time for each program is 4-6 weeks.

We Are Lenders, Not Brokers
With In-House Underwriting.

Official "HUD" Approved Lender


VA Loan Program

The Department of Veterans Affairs (VA) was established on March 15, 1989, succeeding the Veterans Administration.  It is responsible for providing federal benefits to veterans and their dependents. 

In 1944 the original GI Bill was established which enabled the Department of Veterans Affairs to guarantee home loans for Veterans.

The VA Loan Program is $0.00 down, 100% Financed, No MI/MIP,
and a 620 minimum credit score.   What this means to you as the home buyer is:
$0.00 Down - No cash required for down payment
     1) The only cash you may need is for your Earnest Money (which you provide to your realtor at the time your Purchase Contract is accepted.)
      2)  Appraisal Fee (Fixed fee of $450.00) collected at the time you have an accepted purchase contract.
100% Financed - VA allows lenders to finance up to 100% of the appraised value of the home.
No MI/MIP - MI stands for Mortgage Insurance.  MIP stands for Mortgage Insurance Premium.  This is an Insurance Policy that is required by the government for any loan program that has a down payment of less than than 20% of the sale price.  If you were going with any other loan program you would be required to pay MIP.  Because the VA Loan Program is guaranteed by the Department of Veterans Affairs there is NO MI/MIP.

620 Minimum Credit Score - While The Department of Veterans Affairs does not have a minimum credit score requirement for VA Loans, all Investors currently have a 620 minimum credit score requirement

If you would like to see if you qualify for this program,
fill out our Pre-approval application.

For more information about this loan program, Click here


If you have any additional questions,
don't hesitate to call us at: 330-337-3260
Toll Free at: 866-920-9305

Fax us at: (330) 337-3266

Fairway Independent Mortgage Corp - 550 E State Street Suite 1, Salem OH 44460
Local Phone: 330-337-3260 - Fax: 330-337-3266
©2016 Fairway Independent Mortgage Corporation NMLS ID 2289 EQUAL HOUSING LENDER - All Rights Reserved
Complaints may be directed to: (877) 699-0353 or Email Us: customerservice@Fairwaymc.com